
Housing Affordability Gap Pushes Real Estate Funds Toward High-Income Buyers as Middle Class Shut Out
U.S. median home prices of $412,500 now require $126,700 in annual income, creating a bifurcated market where repeat buyers with equity thrive while first-time buyers face historic barriers. Middle-income buyers can afford just 21% of available homes versus 50% pre-pandemic, forcing real estate investment funds to target higher-income segments as affordability constraints reshape market access.



