Regional Banks Hit With $135M Q4 Loan Prepayments as Depositors Reposition Ahead of Rate Shifts
Regional banks faced $135 million in loan prepayments during Q4 2025—nearly matching the first three quarters combined—as borrowers and depositors repositioned portfolios ahead of anticipated interest rate changes. The surge created funding mismatches despite stable annual loan growth, with total deposits declining $21 million in the quarter while $800 million in CDs mature through mid-2026.
ViaNews Editorial Team (Finance)•