AI Credit Models Deliver 3x Better Risk Assessment Than Traditional Scores as BNPL Consolidates
Funding Circle reports its AI-driven credit models achieve risk discrimination three times more effective than traditional bureau scores, while institutional investors commit £2.2bn in forward flows with annualized returns 5% above cost of capital. The alternative lending sector faces regulatory pressure as BNPL providers across Europe approach compliance deadlines for new consumer credit frameworks.
ViaNews Editorial Team (Finance)•